A Credit Card system is a type of retail transaction settlement and credit system, named after the small plastic card issued to users of the system. A credit card is different from a debit card in that it does not remove money from the user's account after every transaction. In the case of credit cards, the issuer lends money to the consumer (or the user). It is also different from a charge card (though this name is sometimes used by the public to describe credit cards), which requires the balance to be paid in full each month. In contrast, a credit card allows the consumer to 'revolve' their balance, at the cost of having interest charged. Most credit cards are the same shape and size, as specified by the ISO 7810 standard.
- (Canada) Credit Cards and You Consumer credit card advice from the Financial Consumer Agency of Canada
- (SG) Compare Credit Card deals in Singapore Explains a comprehensive listing of financial products in Singapore.
- (UK) Guide to Choosing and Using a Credit Card from APACS, the UK Payments Association
- (USA) Talk Your Way Out of Credit Card Debt NPR Story on how to negotiate with creditors
- (USA) Choosing and Using Credit Cards Consumer credit card advice from the Federal Trade Commission
- (USA) Avoiding Credit and Charge Card Fraud From the Federal Trade Commission
- (USA) Choosing a Credit Card Consumer credit card information from the Federal Reserve Board
- (USA) Steer Clear in College NPR Story on college credit card debt
- (USA) Secret History of the Credit Card (PBS/Frontline/New York Times documentary on Credit Cards)
- (USA) Help with Choosing a Credit Card Explanation of various credit card terms and fees, including the disclosure box.
- (USA) Apply for a credit card with bad credit Explains the ways to clean up your credit and how to avoid the same mistakes.
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